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5 Reasons to Become an Insurance Adjuster

A career in claims adjusting is whatever you make of it. If you’re well-organized, well-trained, and love to hustle, you could make very good money in the industry without the need for advanced degrees or crippling student loans. Here are 5 reasons why insurance adjusting could be a great career choice for you.

1). Earning Potential

Some people believe they can get rich quick by becoming an insurance adjuster. This is not true; you do need to put forth effort, finish a training course, pass your licensing exam, and network with other professionals. It takes time to earn experience in the field and credibility with your peers. While the training program can be completed in just a few days, insurance adjusting is a real career that requires discipline and dedication. It’s not a quick and easy solution.

That said, once you get into the industry and learn your stuff, this can be an incredibly lucrative career. You could work for an insurance agency, for the public, or for yourself as an independent adjuster. A recent poll showed claims adjusters were paid between $300 and $350 per hail claim in the wake of major hailstorms in the US. That equals $900 to $1,200 for one workday.

Different claims pay more, such as hurricane claims. Depending on the fee schedule and loss, some claims pay $1,500 or more. That’s good money, and you can maximize your earnings by coming up with an efficient scheduling system and getting more experience under your belt.

2). Job Security

Very few industries are truly “evergreen” or “recession-proof”. Insurance adjustment is one such industry. No matter what the economy is doing at the time, people need to carry insurance policies for their homes, vehicles, and health. Accidents and catastrophes happen whether the markets are booming or tanking. There will always be a need for licensed insurance adjusters, even during the leanest economic times.

3). Travel and Variety

While there are routine tasks you will carry out on every case, insurance adjusters get more variety in their work than most white-collar office employees. You could travel to different parts of the world to investigate disaster claims, be responsible for gathering evidence to defend a doctor or hospital from malpractice suits, or help break up a ring of insurance fraud scammers – sometimes all in the same week! Think of deployments as exciting opportunities to learn on the job.

4). Low Barriers to Entry

You do not need to spend years in college to become a licensed insurance adjuster. Some dedicated students finish the classroom portion of their course during a long weekend. The cost of the books and the exam are not prohibitively expensive. This makes insurance adjustment an attractive career choice for those who want to get in the game and start earning right away.

5). Convenient Online Training

Prospective adjusters can now take their classes online, at their own pace, from the comfort of home. 2021 Training specializes in online insurance adjuster training. Our curriculum was developed by real insurance adjusters who are familiar with the challenges this job presents. Read, listen, rewind and review as much as you need to in order to get a firm grasp on the principles of insurance adjusting.

2021 Training: Your Gateway into Texas Insurance Adjusting

If adjusting sounds right for you, you can get started right away! 2021 Training’s books are available for online purchase and immediate use. Once you’ve finished the coursework, we administer the exam to become a licensed insurance adjuster in the State of Texas. Adjusters have a high earning potential for a relatively small initial investment, so don’t hesitate to call us or purchase our curriculum today!

Pros and Cons to Becoming An Insurance Adjuster

Some people say being a claims adjuster is the toughest job in the insurance industry. It’s easy to see why. Dealing with people who have suffered loss is not easy. The job often attracts lots of anger and animosity from people who, expecting to get huge payouts, find that they are being offered less than they expected. Then there’s the large caseloads, length of time it sometimes takes to complete an insurance claim and general occupational stress. All of these taken together help explain why this job is challenging.

Challenges of Claims Adjusting

Being a claims adjuster is a different sort of job in itself, but insurance is like any other career. You’re going to start out at the bottom level and your workload is going to be very high. You will have 200-300 cases on your desk during busy seasons (winter and summer) and you will be responsible equally for each one. It can be highly stressful and people in crisis situations aren’t always the nicest. It can be tempting to throw in the towel. However…

If you’re dedicated to your job and keep a positive attitude, you will move up fast. The people who aren’t very good get weeded out fairly quickly, usually quitting within six months to a year. If you do your best and make a real effort to learn how to do your job well, the workload is manageable. You’ll learn time management skills, organization, and how to prioritize what needs to be done today and what can wait until tomorrow. You’ll learn how to deliver bad news, how to analyze a situation quickly and efficiently, and how to say no. 

Staff vs. Independent Adjusting

While larger insurance companies typically have claims adjusters on staff, smaller insurers or companies often rely on independent adjusters. Each of these has pros and cons, and it is best to weigh each before deciding what is best for you.

Benefits of being a staff claims adjuster:

  • A steady paycheck that does not fluctuate from month to month.
  • Employment benefits like health insurance, dental coverage, paid vacation and company contributions towards your retirement (401K) plan.
  • Work a fixed number of hours per week.
  • Training and professional development paid for by the company.
  • Company-issued laptops and possibility of a company car.

However, there are cons and these include:

  • Less money than the independent claims adjuster in the long run.
  • Less flexibility in your time and the type of assignment you accept.
  • Lots of overtime work and short vacation allotted.
  • College degree typically required.

Working as an independent claims adjuster also has its benefits and these include:

  • Freedom to choose who to work for and the kind of assignment or location.
  • Earning more income than a staff adjuster based on fee schedules.
  • Freedom to work from home or elsewhere.
  • More downtime for vacations between assignments.
  • More employment options since adjusting firms do not require college degrees but often hire based on experience and training.

The cons include:

  • Lack of stability in working hours. Sometimes there will be lots of work, while other times will be slow.
  • No benefits. Your health insurance and 401K are your responsibility
  • You pay for your own computers and other required equipment. This may include your transportation costs and maintenance of your own vehicle.

Start Your New Career with 2021 Training

If you are looking for an exciting new career path as a property damage inspector, 2021 Training can help you take the first steps. Our New Adjuster training modules for the state of Texas can help you. Visit our courses page to get started today!

5 Reasons Why You Should Become a Licensed Insurance Adjuster

Becoming an insurance adjuster is simple, and the 2021 Training online insurance adjuster training program makes it easier than ever to accomplish your goals. The perks of being an insurance adjuster are extensive. Here are 5 reasons why you should adjust insurance as your next career move.  

Own Your Own Business

Be your own boss! Once you are a licensed individual you have the potential of opening your own insurance adjuster office or becoming a branch owner for a company that already has a presence in the insurance world. 

Owning your own branch or office allows you to have significant freedom and flexibility. You set your own hours and schedule. Do you want a half day on Friday? You can make it happen when you own your business. 

Never Worry About A Recession Affecting Your Employment

As an insurance claims adjuster, you will never have to worry about losing your job to a recession. 

Even when the economy is suffering a recession, people need help from insurance adjusters. This will ensure your business has a consistent client base because everyone relies upon insurance to help them in daily situations and in crises.  

Minimal Time and Resources Required For Initial Training

Let’s briefly compare college and insurance claim adjuster training. 

College costs most people thousands of dollars each year, and most programs require 4 years of attendance. This can leave people with considerable debt. 

Insurance adjuster training costs significantly less and can be just as rewarding if not more than a career that requires a college degree. The 2021 Training program has many affordable courses that are 100% online. This is another perk of claim adjuster training, it is self-paced.

Pursue Your Passion For Helping Others

As long as people are living and breathing, unfortunately, there will be accidents. This is also one of the most rewarding aspects of insurance adjusting as a career, as you get to provide people with the help they need. 

The best way to make a difference in people\’s lives is to start in your own community. Start small, start local, and grow from there. You will be putting good into your community and therefore helping yourself as you improve the lives of others.

The feel-good isn’t the only reward of this occupation. After a long day of investing good into your community, you have a very comfortably sized paycheck to go with it. In fact, according to a career expert at Zippia, it is one of the most profitable careers. 

Keep Your Day-To-Day Interesting 

Are you someone who enjoys variety in your daily life? Getting your Texas insurance adjuster license may be the perfect fit for you. It is the perfect blend of a steady schedule and dealing with different scenarios every day. 

One day you may be helping someone get their car to the shop and repairs covered, the next you may be helping cover the cost of a family welcoming a newborn. 

2021 Training: Become An Insurance Adjuster In Texas 

If you describe yourself as a self-starter and compassionate person, you are a great fit to become an insurance adjuster. 

There is no time like the present to start your career as an insurance adjuster. Own your time and business by beginning a licensing course or call (972)767-7699 for more information.


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