2021 Training– Course Guide
So you want to be an insurance adjuster? Well, that’s great! But we’re willing to bet you have more than a few questions about the process. To make your research a bit easier, we’ve compiled some of the most commonly asked questions that we get from prospective students who hope to become successful Texas insurance adjusters. Keep reading– we’re going to share all of the information you need to get started.
2021 Training’s Online Insurance Adjuster Classes
Learn at your own pace.
All of our classes are online. This means you can access them 24-hours a day, seven days a week, 365 days a year. Better yet, everything is on your schedule, and you can stay in the classroom as long as you want. Learn at your own pace, and don’t sweat it if it takes you a bit longer to finish.
Take the class anywhere.
You have the freedom to take the class wherever you want. If you prefer to take the class in the privacy of your own home, a library, or even a co-work space makes no difference– all you need is a stable internet connection. Heck, you can even grab a hotspot and finish the course on a beach!
Live Training Experience in Online Classroom
This is not a webinar with set times, but 2021 Traning’s courses still mimic a live training experience. In our classroom, you will see a PowerPoint screen with important information conveniently listed in bullet points. Meanwhile, an instructor will teach you using an audio component. They won’t read the information off of the screen to you, but they will share more in-depth details and context to help you better understand the material.
If you have a question about the information on a particular slide, you can click the support tab in the upper right-hand corner of the screen and send a question to your instructor. Then they will get back to you with an answer.
Texas Dept. of Insurance (TDI)
The Texas Department of Insurance has approved all of our insurance adjusting courses. 2021 Training’s pre-licensing course also includes a state-approved 150 question final exam, so you can meet all of the requirements to earn an adjuster’s license.
What states does the Texas pre-licensing course work for?
Texas residents and those from non-licensing states.
If you can claim residency in the State of Texas, then this class is for you. If you’re a resident of a state that doesn’t license insurance adjusters such as Colorado, Nebraska, Kansas, Tennessee, Virginia, and so on (click here to see the states that don’t license insurance adjusters)– then you can take the Texas insurance adjuster pre-licensing course and designate Texas as your home state.
Who is the Texas pre-licensing course NOT for?
Anyone that lives in a state that offers an adjuster license.
If you’re a resident of a state that already has an adjuster licensing program like California, Florida, Louisiana, Mississippi, or North Carolina– you wouldn’t qualify for this program. If the state you live in already has an insurance licensing program, you’re legally required to get your home state license there before you can start applying for other states.
How do you get insurance adjuster’s licenses in other states?
The Texas adjuster license is reciprocal with several other states. Once you have your license, you can apply for your adjuster’s licenses in reciprocal states without taking their exam. Check here for a list of states that have a reciprocity agreement with Texas.
Once you’ve identified which states you’d like to obtain an adjuster’s license from, you need to start applying on a state-by-state basis. Different states have different requirements (even with a reciprocity agreement), so you’ll need to take some time to sort out the applications. For example, states like Arkansas require insurance adjusters to have at least one year of experience before they’ll approve a license. Fortunately, most reciprocal states just require you to submit your application and a fee. To apply for multiple state licenses at once, go to nipr.com.
If you want to get an adjuster’s license in a state that doesn’t have a reciprocity agreement with Texas, you’ll have to take that state’s pre-licensing course before you can apply.
Exceptions to Reciprocity
Now, there are some exceptions to reciprocity. For example, you can’t get an adjuster’s license for California, Hawaii or New York through reciprocity. No matter where your home state license is from, you’ll have to take those states’ tests to qualify for an adjuster’s license.
Requirements for Texas Adjuster License
So what are the requirements you must meet to qualify for a Texas adjuster’s license? Well per Texas state statutes, you must :
- Be 18 years of age or older
- Claim residency either in Texas or in a non-licensing state
- Take a pre-licensing course such as ours with a state-approved exam
- Pass that state-approved exam with 70% or better
- Consent to a background check and fingerprinting
- Submit the online application to the Texas Department of Insurance (TDI).
What Is the Process To Get My Adjuster’s License?
Once you take our class, pass the TDI-approved insurance adjuster’s exam with at least a 70% and submit a valid Exam Monitor Affidavit, you will be awarded your certificate of completion. This certificate proves to the state that you met all of Texas’ licensing requirements.
The four things you need to submit to the State of Texas for them to process your application include:
- Certificate of completion from our online class
- Electronic adjuster application
- $50 state-mandated application fee
- Fingerprint receipt from Idento/GO
Submit all of these items through Sircon.com and within a few days, you should have your Texas adjuster’s license.
What Pre-Licensing Courses Does 2021 Training Offer?
All-Lines + Property and Casualty (P&C)
We offer two different pre-licensing classes. One is the All-Lines licensing class and the other is the P&C licensing class.
The All-Lines course qualifies you to adjust all lines of insurance, whether that is homeowners insurance, auto insurance, farm & ranch, or crop insurance, aviation insurance, or worker’s comp. Once you complete the All-Lines program, you are licensed to investigate any claim in Texas.
The P&C course licenses you for everything that the All-Lines course licenses you for except for worker’s comp.
As far as cost and time is concerned, the classes themselves are just a one-hour difference. The All-Lines class is 32 hours and the P&C class is one hour less. The cost is the same. That’s why we always encourage our students to take advantage of the All-Lines class.
How Are 2021 Training’s Classes Set Up?
Our courses are 100% online and combine visuals and audio to help students retain information. When you’re ready to get started, you’ll enter the virtual classroom and start working through the slides. You’ll see information listed that looks something similar to a PowerPoint slide and your instructor will elaborate on key points and provide contextual information.
About every 15 minutes, you will be prompted to take a five-question quiz to check your comprehension. If you pass the quiz, the course will continue. If you score less than 70%, our learning software will regenerate five new questions for you. Once you’ve completed all of the chapters, you can review the study guide answer key, and proceed to the 150-question final exam. If you pass, you’ll earn your certificate of completion and can apply for your Texas adjuster license.
You can take the course on your schedule, starting and stopping whenever you want. Finish the course in a week or a couple of months– it makes no difference to us!
TDI Adjuster Exam- 150 questions in 3 hours
None of your coursework is timed, but the final exam is. The state of Texas requires us to administer a 150-question exam with a three-hour time limit. You must take the entire exam in one sitting.
Study Guide Included In Course
Covers all content on the final exam
2021 Training provides a comprehensive study guide that covers everything on the final exam. You can fill it out as you go or take your own notes and fill in the study guide using the answer key, which is released once you complete all of the chapters. You’ll definitely want to utilize this resource because it will prepare you for the test.
The study guide hones in on the topics you need to know for the final exam, while our course gives you a deep understanding of the building blocks you will need.
What If I Don’t Pass The Texas Insurance Exam?
If you don’t pass the insurance exam the first time, that’s no problem. All you need to do is click the “redo test” button and the classroom will generate another 150-question exam. There’s no time delay or extra costs associated with retaking the test. Once you’re ready to take the exam for the second time, click the “redo test” button and your three-hour timer will start over again.
What Other Training Do I Need?
The Texas Adjuster Pre-Licensing course is just the first step in the process. We also offer a couple of other courses that we highly recommend for those pursuing an insurance adjusting career.
Xactimate– This is the adjusting software that the majority of insurance carriers use to handle their claims. Our Xactimate course teaches you everything you need to know about using this software efficiently.
Practical Adjusting– This course will teach you how to use adjusting tools and software, how to scope a loss, the stages of deployment, and how to get on an independent adjusting firm roster. The Practical Adjusting course is perfect for those wanting to enter the catastrophic adjusting field (CAT adjusting). If you want to work on insurance claims after major catastrophes like Rita or Katrina, sign up for this course.
Our Texas All-Lines and P&C Adjuster pre-licensing course will help you secure your adjuster’s license. But the Xactimate and Practical Adjusting courses will help you go further in your career faster. To help our students hit the ground running, we’ve bundled these three classes together into the Texas Smart Start Package bundle. If you purchase this bundle upfront, you get to take all three courses, but the practical adjusting course will be free.
How Do I Purchase a Course to Begin My Adjusting Career?
Click here to go to our webpage to register for any of our new adjuster online courses. Simply select the course you would like to register for and follow the prompts to complete your registration.
Once we process your payment, you will receive login credentials via the email you listed during signup. Our proprietary system will assign you a unique username and password and send you a link to the classroom. Then, you can start the class whenever you’re ready. The training is 100% online. You can come and go as you please and learn at your own pace, and the classroom is open 24 hours a day, 7 days a week, 365 days a year.