While working as an insurance adjuster isn’t always glamourous, it’s a career that’s quickly growing in popularity. Insurance adjusters are sharing their experiences on Tik Tok and YouTube, generating some hype around this freeing, profitable, and important career path.
From investigating insurance claims to negotiating settlements and more, insurance adjusters are the people who decide whether an insurance company should fulfill a policyholder’s claim or not. They also determine how much an insurance company must pay.
Working as an independent claims adjuster can be incredibly exciting as you travel around the nation on catastrophe deployments. After all, when you work for an independent adjusting firm, you get to meet people from all different walks of life and maintain a steady, stable income.
Claims Adjuster: A Top Traveling Job That Pays Well
One major appeal of working as an independent insurance adjuster is that you’ll never get stuck in a stuffy office environment. You’ll usually be out and about, inspecting properties for damages and closing out insurance claims.
The median salary for insurance adjusters in 2020 was over $68K, according to the U.S. Bureau of Labor Statistics. That’s not too shabby, considering most insurance adjuster jobs only require a high school diploma.
For insurance adjuster students trying to get their start in the Lone Star State, obtaining a Texas All-Lines license is crucial. Students living in non-licensing states can also obtain a Texas All-Lines license after studying with 2021 Training.
What is a Texas-All Lines License?
The Texas All-Lines license is pretty much what it sounds like — a license that gives insurance adjusters the purview to handle any line of insurance coverage in the state. Those lines of insurance include but are not limited to, catastrophe, property and casualty, as well as public insurance.
Why is getting a Texas All-Lines License important?
Obtaining a Texas All-Lines license makes independent adjusters extremely valuable to insurance companies because they can investigate residential, commercial, auto, farm and ranch, inland marine, ocean marine, and workers’ compensation claims. Having the capacity and knowledge to evaluate claims in all those sectors saves the company time and money.
What’s more, the Texas All-Lines adjuster license is recognized by 32 other states, giving adjusters the autonomy to pursue their career nearly anywhere and focus on assessing whichever lines of insurance they prefer.
For most new adjusters, that means pursuing catastrophe claims, where salaries soar to be some of the highest in the insurance adjuster role.
How to get a Texas All-Lines License
Now that you have a basic understanding of what the Texas All-Lines license is and why it’s important, it’s time to understand how to obtain one as a non-resident of Texas — which can be done in five relatively easy steps.
- You must be a U.S. citizen and 18 or older.
- Complete 2021 Training’s TDI-approved course which includes a state-mandated exam.
- Submit your fingerprint to TDI for a background check.
- Apply for your license at the National Insurance Producer Registry through your state and pay the fee electronically.
And that’s really all there is to it! When you work with 2021 Training, our experienced instructors help you through the process, making it as easy as possible for you. Once you complete all of the training modules and apply for your Texas All-Lines license, all you have to do is wait for the documentation to arrive in the mail and start applying to independent and staff adjusting firms.
2021 Training: Online Insurance Adjuster School
Learn more by visiting 2021 Training today or get started by signing up for one of our affordable claims adjuster courses.