How to Become an Insurance Adjuster

2020 has been a year of drastic change. COVID-19 has changed the way most of us live our lives. For many, it has also changed their jobs and career goals. Because the pandemic forced partial shutdowns of many businesses across the country, record numbers of people have found themselves unemployed. Those who are employed have had to make major adjustments to the way they work. Many people are working from home, while essential workers have had to endure difficult changes to their jobs. These conditions have inspired many people to rethink their careers and make a change. If you’re interested in a career change and think insurance adjusting might be right for you, here is a step-by-step guide to becoming an insurance adjuster. 

Skills and Qualifications for Claims Adjusters

Fortunately, you do not need much education or specific experience to become a claims adjuster. The only education you need is a high school diploma or GED. Some employers prefer an associate or bachelor’s degree, but that is not required for licensing. You will spend a lot of time driving, so you need to be a good driver and have reliable transportation if you plan to be an independent adjuster. Most of your job as an adjuster is spent analyzing damage, calculating damage costs, and filing paperwork. Therefore, you need solid math skills, organization skills, and the ability to pay close attention to detail. If that sounds like you, then you’re ready to get started.

Get Your Texas Adjuster License

In Texas, your next step to becoming an insurance adjuster is to get your license. Our Texas All-Lines Pre-Licensing Course is approved by the Texas Department of Insurance and includes all the information you need to prepare for and take your licensing exam. This course is especially appropriate for our current situation because it is 100% online and self paced. You will never have to attend class in a crowded classroom or worry about how to fit your coursework into your schedule. Your licensing exam is included in your course and state-approved. Once you have passed your exam, you will apply for your license through the Texas Department of Insurance. You can apply online and submit your exam score, required fingerprints, and a $50 application fee. 

After you have your license, additional training will be helpful as you get started in the field. Training in Xactimate®, the industry-standard estimating software, is perhaps the most important technical skill you will need to be a successful insurance adjuster. Our Smart Start Pack includes your licensing course, our Xactimate® X1 course, and our Practical Adjusting course. It’s the best package to get all the knowledge and skills you need to set you up for success.

Get an Adjusting Job

Once you have your license and you’re knowledgeable about your work as an adjuster, the next step is to get to work! You have two main options as an insurance adjuster. You can work as a staff adjuster for an insurance company or you can work as an independent adjuster and handle claims for multiple firms as clients. Each option has its own pros and cons. Staff adjusters make less money overall, but tend to get full benefit packages, employee perks, and a more steady schedule and pay. Independent adjusters have more flexibility, but may work long hours during busy seasons and very few hours during slower times. Whatever option you choose, create your resume and start reaching out to adjusting firms. Look for opportunities to network online. LinkedIn is a great place to start. 

It All Starts With 2021 Training

We hope this gave you all the information you need to set you on your path to becoming a licensed insurance adjuster. We’re here for you when you are ready to take the next step in your education with us. We have been equipping new and experienced adjusters with online training courses since 2008. Our experienced instructors know what it’s like in the field and can prepare you for success. Buy online or give us a call today to get started!