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Insurance Adjuster Salaries in Hurricane States

There are many great reasons to become an insurance adjuster. Many folks are attracted to the flexibility, the active nature of the jobs, and the benefits. However, the number one reason people are attracted to insurance adjusting is the pay. There are many different types of insurance adjusting and the pay can vary. Catastrophe insurance adjusters tend to take home the highest pay, with the national average sitting at about $60,000 per year. However, experienced adjusters who work efficiently can make significantly more. As you can imagine, the potential is higher in states where hurricanes are a regular occurrence. Here are some salary averages and considerations for three of the biggest states for catastrophe adjusting.

Texas Insurance Adjuster Salaries

Let’s start with our home state of Texas. According to and, the average salary for an independent claims adjuster in Texas is between $55,000 and $67,000 per year. Many adjusters make far less, and many make far more. Why is there such a wide range? It’s because there are many factors that figure into earning potential for adjusters. Whether you work in the public or private sector, your employer, tenure, and training all make a difference. The most important of those factors are training and experience. When you have solid training like you get with 2021 Training, you can hit the ground running and catch up to those who are making the big bucks faster.

Louisiana Insurance Adjuster Salaries

Another major state for catastrophe claims adjusting is our immediate neighbor to the east, Louisiana. Often, the storms that ravage our Texas coastline are on a trajectory to do significant damage in Louisiana as well. Additionally, since storms are often unpredictable, some will be on track to hit Texas and change course for Louisiana instead. Therefore, it’s often a good idea to have a license in Louisiana as well as Texas, even if Texas is your home base. 

Average salaries for insurance adjusters in Louisiana are similar to what we see in Texas. Of course, adjusters in both states can maximize their earnings by having a license in both states and traveling when the need arises.

Florida Insurance Adjuster Salaries

Of all the coastal states, Florida is often the one hit hardest by tropical storms and hurricanes. It has the most landmass surrounded by water and is the farthest south, making it especially vulnerable. As such, claims adjusting is an especially lucrative career there. Again, the averages there are very similar to Texas and Louisiana, falling between $55,000 and 85,000 per year. According to, the large range in salaries suggests the opportunity for growth based on experience and skill. Just like in Texas and Louisiana, you do need a license to work in Florida. 

Maximizing Earning Potential as a Claims Adjuster

Many folks get into insurance adjusting because they hear that claims adjusters can make upwards of 100,000 per year. This is certainly possible, but hearing these averages can be discouraging for some. Averages take into account both beginners and seasoned pros, so they naturally fall somewhere in the middle. The best way to maximize your earning potential is to get a solid foundation of training, like what we offer with 2021 Training. With our New Adjuster courses, you get all the training you need to pass your licensing exam for the state of Texas. Additionally, you have the opportunity to learn the practical skills you’ll need out in the field to succeed. 

Success with 2021 Training

With 2021 Training, you get a jump start on success. When you get a firm foundation of training from experienced professionals, you’ll have everything you need to excel in yoru career from day 1. Click here to get started today!

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