How to Get Your Florida Public Adjuster License with 2021 Training
The Florida Public Adjuster License (3-20) takes time and dedication to obtain, but with the right guidance, the process is straightforward. At 2021 Training, we help aspiring insurance professionals gain the knowledge, skills, and credentials needed to succeed in the insurance claims industry.
If you’re ready to represent policyholders in claims disputes and build a rewarding career, we can guide you step by step toward earning your Florida 3-20 Public Adjuster License, starting with the essential 6-20 All-Lines Adjuster License.
Why Become a Florida Public Adjuster?
Public adjusters play a vital role in the insurance claims process. Unlike company adjusters who work for insurance carriers, public adjusters advocate for policyholders, ensuring they receive fair settlements on property damage and other claims. In Florida, where storms, hurricanes, and natural disasters often lead to complex claims, qualified public adjusters are in high demand.
With a Florida Public Adjuster License, you can:
Represent policyholders directly in insurance claims.
Provide expertise in evaluating damage and negotiating settlements.
Build a rewarding career helping others during times of loss.
Earn higher income potential as you move from staff or independent adjusting into public adjusting.
Steps to Getting Your Florida Public Adjuster License
At 2021 Training, we make the licensing process clear and simple:
Step 1 – Obtain Your 6-20 All-Lines Adjuster License
The 6-20 license is the foundation for anyone pursuing a career as a public adjuster in Florida. It qualifies you to work as an independent or staff adjuster and is required before you can move on to public adjusting.
Our Florida 6-20 / 70-20 Licensing Course meets all requirements from the Florida Department of Financial Services.
You can bypass the state exam by completing our state-approved course online.
This license allows you to begin working insurance claims immediately, while preparing for the public adjuster path.

Step 2 – Complete the Public Adjuster Apprenticeship
After securing your 6-20 license, the next step is becoming a Public Adjuster Apprentice for six months.
During this time, you’ll gain hands-on experience with real claims under the supervision of licensed public adjusters.
Florida requires a $50,000 surety bond during this apprenticeship to ensure financial accountability.
This stage allows you to build practical skills that make you more effective when representing clients in claims negotiations.
Step 3 – Pass the 3-20 Public Adjuster Exam
Once your apprenticeship is complete, you’re eligible to take the 3-20 Florida Public Adjuster Exam through PearsonVue.
Upon passing the exam and fulfilling bonding requirements, you can officially apply for your 3-20 Florida Public Adjuster License.
With this license, you’ll be fully authorized to represent policyholders and handle insurance claims as a licensed public adjuster.
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Continuing Education and Career Growth
Your journey doesn’t end once you’re licensed. Florida requires 24 hours of continuing education (CE) every two years. At 2021 Training, we provide courses in Xactimate training, scoping techniques, and CE packages that keep you compliant and help you grow professionally.
By investing in your education, you not only meet state requirements but also strengthen your ability to negotiate claims effectively and add value to your clients.
FAQs About the Florida Public Adjuster License
What makes the 2021 Training 6-20 course unique?
Our program is fully online, state-approved, and allows you to skip the state exam. It’s the fastest, most efficient way to obtain your Florida Adjuster License and begin working in insurance claims.
Why is the apprenticeship required?
Florida requires all future public adjusters to complete a six-month apprenticeship to ensure you gain real-world experience. This prepares you for handling complex insurance claims and builds trust with the clients you’ll represent.
Take the First Step Toward Your Public Adjuster Career
At 2021 Training, we are committed to your success. From your first course to your continuing education, we provide everything you need to launch and grow your career in insurance adjusting.
Sign up today for the Florida 6-20 Adjuster Licensing Course and start working toward your Florida Public Adjuster License. Your future in the insurance claims industry starts here!