Texas Insurance Adjuster Continuing Education (CE) And License Renewal Requirements

Insurance adjusters who live in Texas or have a designated home state license (DHS) must complete 24 hours of continuing education (CE) every two years. Two hours of these courses need to cover ethics unless your license expires after Sep 30, 2022. After this renewal deadline, the Texas Department of Insurance will require adjusters to take three hours of ethics courses which can be met with a combination of 2021 Training’s one-hour and two-hour ethics classes.

Maintain Your Texas All-Lines and P&C Adjuster License With CE Credits

As we’ve already mentioned, you’ll need 24 hours of continuing education every two years to maintain your Texas All-Lines and P&C Adjuster license. One key thing to remember when choosing the right CE courses for you is to ensure that the insurance adjuster school offers TDI-approved courses. You will also need to ensure that 12 hours of those courses are considered “classroom equivalent” courses. 

Pro Tip: Make sure you complete your courses ahead of time or the state of Texas will fine you $50 for every hour that isn’t completed on time. Depending on how far behind you are, you may be charged a maximum fee of $500, and you won’t be able to renew your insurance adjuster’s license until you meet the CE requirements. 

To avoid any problems, 2021 Training suggests that all Texas insurance adjusters complete the CE requirements a month or more before their license expires to avoid being charged for fees or temporarily losing their Texas All-Lines or P&C Adjuster license. 

Texas insurance adjuster licenses renew every two years on the last day of the adjuster’s birth month. If you haven’t had your license for a full two years, review these guidelines to determine if you qualify for a prorated fee. Apply to renew your Texas All-Lines or P&C Adjuster license through Sircon’s website. 

Texas Windstorm Certification and Other Insurance Certifications

Various insurance carriers will require you to obtain their certifications as you progress in your career. One certification you’ll undoubtedly want is a TWIA (Texas Windstorm Insurance Association) certification so you can handle any coastal wind events in Texas. 

Click here to go to the Adjusters webpage on the TWIA website to see a current listing of the IA firms that handle TWIA claims. When you are ready to secure the TWIA certification, simply connect with one of the adjusting firms you see on this TWIA webpage for a login. While we do recommend that you get this as you begin to progress in your career, there’s no need to get this certification as you enter the insurance adjusting industry.

Staff vs. Independent Adjusting Jobs

After you have completed 2021 Training’s online insurance adjusting course, it’s time to find work. 

You have several options when it comes to finding great insurance adjusting jobs. All you have to do is decide whether you want to go through an insurance carrier or an independent adjusting firm.

If you want to work claims as an independent adjuster, we recommend that you get on the rosters of the top four IA (Independent Adjusting) firms — Pilot, Eberls, Renfroe and Alacrity Solutions — once you get your adjuster’s license. These companies offer ongoing training and certifications that all independent insurance adjusters should take advantage of. 

Independent Adjusting firms also offer numerous opportunities for networking which is fantastic, because in this industry the more people you know, the further you’ll go. Click here to learn more about the top independent adjusting firms in the nation and apply to be added to their rosters. 

If you’d rather work claims as a staff adjuster at an insurance carrier, we recommend that you check out our list of local and national staff adjuster firms. These local and national adjusting companies are known for hiring new adjusters at competitive rates. 

Insurance Adjuster Networking Tips

2021 Training recommends all claims adjusters attend the NACA (National Association of Catastrophe Adjusters) conference that is held each January. This is one of the top networking events held in the insurance industry and a great way for experienced insurance adjusters to continue growing their network and to find higher-paying jobs. In previous years, there have been over 35 different Independent Adjusting (IA) firms conducting interviews at the conference. 

Even if you’re a seasoned Texas insurance adjuster that doesn’t need help finding work, this is a massive networking opportunity, allowing you to connect with key decision-makers at top adjusting firms and other veteran all-lines adjusters who are bringing in six-figure salaries. 

If you’re ready to jumpstart your insurance adjusting career, you won’t want to miss the NACA conference. This is your chance to meet with the top four IA firms in the United States face to face and join the NACA mentor program. Click here to learn more. 

Pro Tip: Don’t blow all of that great money you’ve been making! Most insurance adjusters spend a minimum of $1,500 for the conference, airfare, hotel, and other necessities.