Texas Independent Insurance Claims Adjuster Training

An insurance adjuster is a person in charge of the evaluation of insurance claims. Their job is to determine the company’s liability and whether it falls under the terms of the owner’s policy. There are different types of adjusters. They may work for the insurance company or be hired by the claimant (the latter are known as public adjusters). They can also work as an independent adjuster.Becoming a Texas insurance adjuster is not difficult, but anyone hoping to become an adjuster must first obtain a license.

• Claim residency in Texas OR a state that does not provide licensing for insurance adjusters as listed above.
• Take a state certified Texas All-Lines Pre-Licensing Course.
• Pass the final exam with a score of 70% or higher.
• Get required fingerprints.
• Submit your online application to the Texas Department of Insurance.

Important: You will be required to submit the following to the Texas Department of Insurance when applying for your insurance adjuster license:

• Course completion certificate from class taken
• $50 state-mandated application fee
• Fingerprint receipt

Texas All-Lines Pre-Licensing Online Course

This class meets the Texas Department of Insurance education and testing requirements for your adjuster license needs. Simply take this class and get your certificate of completion, then submit the state application along with fingerprints to get your Texas All-Lines Adjusters License. This online self-study course includes the Study Guide, Exam and Certificate. Sign up and log on to start now!

Note: This is not for a Public Adjusters License.

• Must be at least 18 years of age or older
• Must be trustworthy
• Must reside in the state practicing in or in one that has reciprocity
• Must submit the appropriate application and fees to the State of Texas
• Must complete an approved pre-licensing course such as ours and pass our state-approved final exam OR
• Must pass the Pearson VUE state exam

• Take our approved pre-licensing course and pass our state-approved final exam with at least a 70%
• Have your fingerprints taken through the state-contracted vendor IdentoGO
• Submit your adjuster application via Sircon.com

• Our course is a 32-hour content course with 8 hours of self-study/homework
• These 40 hours above coupled with the 3-hour exam totals 43 hours
• I’ve seen some people work through the course from start to finish within 3-4 days
• Once you’ve passed the exam and received your certificate of completion from us, had your fingerprints taken, and submitted your online application, it will take the state anywhere from 1-5 business days for your application to be approved.

• Licensing class is required to get your license.
• Xactimate software training to learn the most popular claims adjusting software for property claims
• Basics of Construction class for those with no construction experience to introduce you to basic knowledge of construction principles
• Certification training at the IA firm level

• The All-Lines Adjuster license will license you to adjust all “lines” of insurance such as property, auto, crop, farm & ranch, aviation, marine, workers’ compensation, etc.  The All-Lines Adjuster license is the most inclusive license in Texas and the one we recommend to our students..
• The P&C (Property & Casualty) Adjuster license will license you to adjust all lines of insurance as noted above with the exception of workers’ compensation claims.
• The Workers’ Compensation Adjuster license will license you to only adjust workers’ compensation claims.
• In Texas, there is the Public Adjuster license (a Public Adjuster is one that represents the insured in the claims adjusting process) and then the All-Lines, P&C and Workers’ Compensation Adjuster licenses where you will represent the insurance carrier you are adjusting claims for.  We do not offer courses for Public Adjusters.
• With the All-Lines, P&C and WC adjuster licenses you can work claims as a Staff Adjuster working directly for the insurance carrier or as an Independent Adjuster working through an IA (Independent Adjusting) firm.
• With the All-Lines, P&C and WC adjuster licenses you can work claims as either a Field/Outside Adjuster or a Desk/Inside Adjuster either as a Staff Adjuster or as an IA (Independent Adjuster)
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• The Texas Adjuster License application fee is $50 and the fingerprinting fee is $70.
  

Once the exam is behind you, all you need to do is apply for the license. The process is quite simple. Texas requires you to submit your fingerprints for a background check. The submission is checked by the Texas Department of Public Safety and the FBI to ensure that your criminal history records are spotless.Every couple of years, you will need to do a few additional steps to renew your Texas Insurance Adjusters License and keep it active. 2021 Training can help you with pre-licensing and help you maintain your Texas Adjuster\’s License once you acquire it. Contact us today to learn more about our courses and get started as a Texas Insurance Adjuster.

All fingerprints for the Texas Department of Insurance must be taken through IdentoGO Centers by MorphoTrust USA.  You will find the “Fingerprint Requirements and Instructions” on the TDI website. Simply make an appointment, go to one of their locations and get your fingerprints scanned. They will give you a receipt which you’ll submit with your state application.  If you are not a Texas resident, then most IdentoGO centers still offer electronic fingerprinting for an additional out-of-state fee.